SBI Stree Shakti Yojana: Women Can Get Loans Up to ₹25 Crore
SBI’s Stree Shakti Yojana aims to support women starting or expanding businesses.
Women entrepreneurs can avail loans for businesses in manufacturing, trading and service sectors.
The scheme can cover both working capital needs and long-term business asset purchases.
SBI determines the final loan amount based on eligibility, business plan and financial position.
Loans up to ₹2 crore may get an interest-rate concession of up to 0.50%.
For loans above ₹2 crore, the applicable interest rate may be linked to the borrower’s credit rating.
SBI’s Annapurna Scheme supports women entrepreneurs in catering, restaurants, tiffin and food businesses.
The Shringar Scheme supports women in beauty parlours, salons and wellness businesses.
Depending on the loan, term-loan repayment can extend from 7 to 10 years.
Applicants may need to contribute around 15%–25% as margin money, depending on the loan.
Keep your DPR, KYC and financial documents ready and confirm rates and charges with SBI before applying.
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