PM Vidyalaxmi Scheme 2026: Get Education Loans Without Collateral or Guarantor – Check Eligibility & Benefits

Eligible students can avail education loans without collateral or a guarantor.

The scheme supports admissions to eligible Quality Higher Education Institutions (QHEIs).

Apply online through the PM Vidyalaxmi Portal with a fully digital process.

Register, fill the Common Education Loan Form, and choose your preferred bank.

Education loans up to ₹7.5 lakh come with a 75% Government credit guarantee.

Families earning up to ₹8 lakh annually can get a 3% interest subsidy.

Families with annual income up to ₹4.5 lakh are eligible for full interest subvention.

The scheme benefits over 22 lakh students every year across India.

Apply through the PM Vidyalaxmi Portal and make your higher education dream a reality.

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