10 Top Tax Saving Tips Before Filing Your Income Tax Return (ITR)

1. Invest up to ₹1.5 lakh under Section 80C (PPF, ELSS, LIC).

2. Claim health insurance under Section 80D (up to ₹75,000).

3. Deduct home loan interest (up to ₹2 lakh under Section 24).

4. Save more with NPS (extra ₹50,000 under 80CCD(1B)).

5. Claim education loan interest (Section 80E).

6. Use HRA benefits if you pay rent.

7. Claim donations under Section 80G.

8. Use LTA exemption for travel.

9. Offset capital gains with losses.

10. Choose the right tax regime: old vs. new.

Tip: Cross-check Form 26AS & AIS before filing.