Mahila Udyam Nidhi Yojana 2026: ₹10 Lakh Loan at 4% Interest, Eligibility & Apply Online

UP Mahila Udyam Nidhi Yojana 2026 aims to empower women entrepreneurs and help them become financially self-reliant.

The Uttar Pradesh government runs the scheme through UP Mahila Nidhi to support women starting or expanding small businesses.

Eligible women can get financial assistance through loans ranging from ₹50,000 to ₹10 lakh.

The scheme offers loans at a highly subsidized interest rate of just 4%.

Loans of up to ₹2 lakh can be available without collateral or security, subject to scheme and lending conditions.

Priority processing is given to widows, divyang women, minority women and Self-Help Group members.

Applicants must be women aged 18 to 60 years and permanent residents of Uttar Pradesh.

The applicant's annual family income should be below ₹3 lakh, along with a viable business plan or an existing enterprise.

Key documents include Aadhaar, UP domicile certificate, income certificate, bank passbook and business-related documents.

Applicants seeking priority benefits may also need caste, widow or disability certificates, wherever applicable.

To apply online, visit upmahilanidhi.in, complete the application, upload documents and submit the form for verification.

Women can also apply offline through their nearest UP Mahila Nidhi district office and submit the required documents and business plan.

After submission, officials may conduct a field verification of the proposed or existing business before loan approval and disbursement.

UP Mahila Udyam Nidhi Yojana 2026 can help eligible women access affordable finance and turn their business ideas into reality.

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